Vision and Medical Insurance Plan eligibility, coverage and policies

Lifetime Eyecare participates in most medical and vision insurance plans. On rare occasions insurance panels are closed to us or we must regretfully choose not to participate in a plan that limits our ability to offer our patients the best eye care. Lifetime Eyecare feels very strongly that patients are entitled to comprehensive eye care on a regular basis, not just when "the insurance company allows it". Lifetime Eyecare will make every attempt to work with a patient regardless of insurance coverage. See the article below to learn more about "using insurance for eye care".

Insurance Plans

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Some insurance plans that Lifetime Eyecare currently participate in:

Medicare
VSP - Vision Service Plan
Blue Cross / Blue Shield
United Health Care Vision
Humana
Spectera / OptumHealth Vision
Cigna
Davis Vision
Superior Vision Plan
VCP - Comp Benefits
Eyemed
Tricare Standard
Tricare for LIfe

Due to the complexity of the medical and vision insurance industry we ask that you call our office to confirm eligibility. If you do not see your plan listed and we'll be happy to help you obtain additional information concerning your medical or vision insurance coverage. (See also Using insurance for eye care)

Using insurance for eye care

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Insurance for eye care is very complex but can best be described as coming in two basic forms, vision insurance and medical insurance.

Vision insurance is a wellness benefit designed to provide routine, preventive eye care such as eye exams, eyewear, and other services at a defined or reduced cost. Typically, vision insurances are preferred provider organizations (PPOs). The PPO usually contracts with a network of eye care professionals to provide services to vision plan members at fixed rates. . Out-of-network provider services usually are more expensive than network services. Vision insurance is often a value-added benefit linked to indemnity health insurance, health maintenance organizations (HMOs), and medical preferred provider organizations (PPOs). These medical insurance plans then contract with managed vision care networks to provide eye care services.

Medical insurance plans, on the other hand are designed to provide coverage for eye injury, disease or medically related problems. Your medical insurance will occasionally provide benefits for routine eyecare but more commonly will provide benefits only when a medical condition exists. Common medical conditions covered by medical plans include dry eye, irritated eyes, red eyes, cataracts, glaucoma, double vision, itchy eyes, or a long list of other medically related conditions. Medical insurance when used to diagnose and treat medical conditions will cover the exam and related testing but will usually not cover glasses, contact lenses or the refraction portion of the eye exam.

	Locations & Hours Our Practice Our Services Eye Glasses, Contact Lenses and more Optometrist Dr. Fisher and Staff Medical and Vision Insurance Eye Library Online Survey - Share Your Opinions With Us! Patients Register Online! Request Your Next Appointment Online! Disclaimer Powered by EyeCarePro	Medical and Vision Insurance Lifetime Eyecare participates in most medical and vision insurance plans. On rare occasions insurance panels are closed to us or we must regretfully choose not to participate in a plan that limits our ability to offer our patients the best eye care. Lifetime Eyecare feels very strongly that patients are entitled to comprehensive eye care on a regular basis, not just when "the insurance company allows it". Lifetime Eyecare will make every attempt to work with a patient regardless of insurance coverage. See the article below to learn more about "using insurance for eye care". Insurance Plans Email Me Some insurance plans that Lifetime Eyecare currently participate in: Medicare VSP - Vision Service Plan Blue Cross / Blue Shield United Health Care Vision Humana Spectera / OptumHealth Vision Cigna Davis Vision Superior Vision Plan VCP - Comp Benefits Eyemed Tricare Standard Tricare for LIfe Due to the complexity of the medical and vision insurance industry we ask that you call our office to confirm eligibility. If you do not see your plan listed and we'll be happy to help you obtain additional information concerning your medical or vision insurance coverage. (See also Using insurance for eye care) Using insurance for eye care Email Me Insurance for eye care is very complex but can best be described as coming in two basic forms, vision insurance and medical insurance. Vision insurance is a wellness benefit designed to provide routine, preventive eye care such as eye exams, eyewear, and other services at a defined or reduced cost. Typically, vision insurances are preferred provider organizations (PPOs). The PPO usually contracts with a network of eye care professionals to provide services to vision plan members at fixed rates. . Out-of-network provider services usually are more expensive than network services. Vision insurance is often a value-added benefit linked to indemnity health insurance, health maintenance organizations (HMOs), and medical preferred provider organizations (PPOs). These medical insurance plans then contract with managed vision care networks to provide eye care services. Medical insurance plans, on the other hand are designed to provide coverage for eye injury, disease or medically related problems. Your medical insurance will occasionally provide benefits for routine eyecare but more commonly will provide benefits only when a medical condition exists. Common medical conditions covered by medical plans include dry eye, irritated eyes, red eyes, cataracts, glaucoma, double vision, itchy eyes, or a long list of other medically related conditions. Medical insurance when used to diagnose and treat medical conditions will cover the exam and related testing but will usually not cover glasses, contact lenses or the refraction portion of the eye exam.